Under CA 99 10, do all BAC Form exclusions apply; none are removed?

Under CA 99 10, do all BAC Form exclusions apply; none are removed?

• A. Yes, all exclusions apply
• B. No exclusions apply
• C. Only the pollution exclusion is removed
• D. Exclusions are replaced with endorsements

Answer: (A)

Under this California edition, the Business Auto Coverage Form keeps its exclusions unless the endorsement actually says otherwise. Since CA 99 10 does not remove or alter any exclusions, all of the BAC Form exclusions still apply. The question’s other options would only be correct if the endorsement changed or removed exclusions, which this endorsement does not do.

Under this California edition, the Business Auto Coverage Form keeps its exclusions unless the endorsement actually says otherwise. Since CA 99 10 does not remove or alter any exclusions, all of the BAC Form exclusions still apply. The question’s other options would only be correct if the endorsement changed or removed exclusions, which this endorsement does not do.